Financial Managment class: a snapshot

This is me in my Financial Management class last Wednesday:

My Calculator looks like this

Other people's calculators look like this


The teacher starts talking about changing your interest rate and this is what come to my mind:
If you CHANGE your mind
(take a chance, take a chance, take a - take a- chance-chance)
I'm the first in Line
(take a chance, take a chance, take a-take a- chance-chance)


Sigh.. I'll be lucky to swing a C, I think :)
But my internal world is very vivid!